Our Philosophy "The Right Mortgage Costs Less"
Don't be taken in by a low teaser rates on a mortgage that doesn't suit your needs. Our licensed Mortgage Professionals will guide you through the selection process. River Rock Mortgage was founded on the sound principal that selecting the right mortgage will allow you to take advantage of today's low interest rates without creating a problem for yourself down the road.

One Lender Does Not Do it All
Our licensed mortgage professionals will search our extensive list of lenders for the program and terms that work best for you. The true purpose of a "brokered loan" is to increase the number of financial institutions available to bid for your business. Mortgage brokers offer the same rate and terms as the banks offer their own customers, they simply have a larger selection of lenders to choose from. Let a River Rock Mortgage Profession screen the lenders and help you choose the right mortgage for you.

Lower Cost Through Technology
We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan. In most cases, we will price a loan without points because we have integrated the use of e-mail and the internet to a point where we can avoid costly old fashioned business habits.

"No Cost" Means No Cost
If you select a no cost financing option, you will not pay any non-recurring closing costs. Those costs that we can pay on your behalf include Title Insurance, Escrow Costs, Wiring Fees, Lender Charges, and Application Fees. Costs that we cannot reimburse include Interest, Property Taxes, and Hazzard Insurance. We won't add any "junk fees" to surprise you at the closing. You will simply get what we promised. Nothing Less.

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© Copyright 2003 River Rock Mortgage